By Umar Faruk Birnin Kebbl
The Nigeria Police Force has issued a statement to address the misinformation circulating on social media regarding the issuance and enforcement of third-party insurance policies. According to the police, they do not issue third-party insurance, contrary to allegations that they are using the policy to generate revenue.
"The responsibility for obtaining this mandatory insurance lies with vehicle owners through their respective insurance companies," emphasized the police. The Force has commenced enforcement operations for the insurance policy, effective February 1, 2025, with the goal of enhancing road safety and protecting the rights of accident victims.
In light of this enforcement, the police are cautioning social media influencers and activists against spreading misinformation about insurance policies. "Dissemination of accurate information is vital to prevent misleading the public, while misconceptions can eventually lead to non-compliance and potential legal repercussions for motorists," warned ACP Olumuyiwa Adejobi, FPRO, FHQ Abuja.
The police reiterated that their role is solely to enforce the insurance policy, not to issue it. They urged the public to rely on credible sources of information to avoid confusion and ensure compliance with the law.
Additionally, the police statement clarified that vehicle owners are required to obtain third-party insurance through their respective insurance companies, as mandated by law. This insurance cover is essential for protecting the rights of accident victims and ensuring that they receive fair compensation for damages or injuries sustained.
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